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The Future of Money

The battle for the control of money is heating up. Does the Bible give any guidance on how we should respond?

By Betsy Mayer

Ready or not, the form and concept of money is changing—rapidly.

Jesus encouraged us to “occupy till I come” and to be the salt and light of the world. One of the places we do this is in the marketplace. But that marketplace is changing in substantial ways—from the steady decline of cash to the rise of crypto and digital currencies. 

The Bible describes a time at the end of earth’s history when a few global actors will gain control over the economic options of the vast majority of earth’s population. This will not happen without a colossal struggle, which is playing out right before our eyes. How should you and I respond as we see the battle for the control of money heating up?

To better understand the situation, let’s take a quick look at how the market and money works—from the

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  1. 2022 Findings from the Diary of Consumer Payment Choice,” San Francisco Federal Reserve,, May 5, 2022.

  2. “Pay Bills with Crypto,” Spritz,

  3. FTX bankruptcy judge rejects call for new investigation into crypto exchange's collapse,” Reuters,, Feb. 15, 2023.

  4. Cryptocurrency markets on edge as regulatory crackdown intensifies,” CNBC,, Feb. 14, 2023.

  5. All of the World’s Money and Markets in One Visualization,” Visual Capitalist,, May 27, 2020.

  6. See note 4.

  7. “Central Bank Digital Currency Tracker,” Atlantic Council,, 2023.

  8. Ibid.

  9. Ibid.

  10. “Executive Order on Ensuring Responsible Development of Digital Assets,” The White House,, March 9, 2022.

  11. Christine Parajon Skinner, “Central Bank Digital Currency as New Public Money,” Feb. 15, 2023, University of Pennsylvania Law Review, vol. 172, pp. 26–39. School of Business, Jan. 31, 2023, pp. 26-39.

Image credits

  • composite by Sung Hoon Kang

About the author

Betsy Mayer is the managing editor of Last Generation magazine.